Update on “Free” Chiropractic Services
Written by Arpee on October 22, 2008 – 9:59 pm -The post on the Geriatric Pregnancy caused a bit of a stir, huh?
Here’s a quick update on the insurance coverage issue I mentioned in previous posts - that my “copay counts towards my Out-of-Pocket (OOP) Maximum”.
I finally pinned down United Health Care on not paying (even) any copay for my chiropractic treatments since I have met my OOP for the year. So now, I don’t have to pay anything…zero….zilch…nada… woo hoo!!! Well, at least for the rest of year 2008 since I have 20 sessions allowed. 18 more to go…
UHC is “wise” though… they want the chiropractic service provider to re-file and re-assess the case (moi!) after every 7 sessions. I guess to make sure that I’m not just there for the massage… which I am there for mainly 
Anyhow, it took a total of 2 calls from me and 2 calls from the service provider to establish this - the last call being at the chiropractor’s office where both the office person and I had to speak to the insurance’s 1-800 folks. For some reason, those 1-800 folks somehow end up reading the family OOP… every time … instead of my individual OOP. I’m not sure if those were honest mistakes or if they are trying to avoid paying.
Well, you just have to “know your rights”…
Tags: chiropractor, co-pay, Insurance, out-of-pocket
Posted in In Between Cycles, Insurance, Who's Taking Care of You? |
October 22nd, 2008 at 11:08 pm
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